Mortgage Broker - Greater Montreal - Quebec, Canada
Refused by Your bank?
Get a mortgage solution tailored to your situation. We help freelancers, entrepreneurs, and homeowners secure financing, even when traditional banking criteria are difficult to meet.
- Free analysis
- 100% confidentiality guaranteed
- No obligation
Mortgage financing tailored to your reality, not just perfect files.
Whatever your reasons for being here, there is a mortgage financing plan that fits your income, credit history, and goals.
Payment declined by your bank
Comprehensive support, from pre-approval to the deed signing — with programs designed for first-time buyers.
Mortgage refinancing
Lower your rate, free up equity, or restructure your term as your life evolves.
Debt consolidation
Consolidate your high-interest debts into your mortgage and free up hundreds of euros in monthly cash flow.
Self-Employed and Entrepreneurs
Non-traditional income presented appropriately to lenders who actually approve it.
Harder credit
Concrete solutions even when your credit history isn't perfect — no judgment, just paths to explore.
Plexes 2 to 12 units
Financing investments for duplexes, triplexes, and small multi-unit apartment buildings.
Important:We have access to traditional lenders, alternative lenders, and private lenders.
28 years of turning a "no" into a "welcome home".
I built my career on a conviction: your application is not just about your credit score. When banks deny you a loan, I connect you with a network of alternative and private lenders who evaluate applications based on concrete data and the real potential of each situation.
Years of experience
Nearly three decades in finance and financial services—I've seen it all.
Personalized analysis
Each application is studied in depth. No pre-written answers, no generic advice.
Lender network
Access to a vast network of banks, alternative, and private lenders across Canada.
End-to-end assistance
From the first call to the signing at the notary's office — fast, confidential, always by your side.
Real people, real approvals.
Some testimonials from clients who were told "no" – and left with their keys in hand.
"Two banks refused me a loan. Samuel found a private lender in a week and I was able to buy my duplex the following month. He explained every step to me."
Marie L.
Freelancer · Montreal
"Two banks refused me a loan. Samuel found a private lender in a week and I was able to buy my duplex the following month. He explained every step to me."
Marie L.
Freelancer · Montreal
"Two banks refused me a loan. Samuel found a private lender in a week and I was able to buy my duplex the following month. He explained every step to me."
Marie L.
Freelancer · Montreal
Fill out the form — a specialist will review your situation.
It takes less than 90 seconds. No credit check, no impact on your score, no commitment. We will contact you within 24 business hours.
- Individual conversation with Samuel or a specialist
- Overview: Income, Credit, Goals, Timeline
- Clear next steps, even if we're not the ideal solution.
These are questions we hear every week.
Still hesitating? Call us directly and get a clear and straightforward answer — no prepared speech, no pressure.
My bank refused my loan application. Can you really help me?
Absolutely. Traditional banks follow very rigid criteria.Thanks to our access to a network of 50+ lenders such as banks, alternative and private lenders, we evaluate your application based on your true potential and the value of your project, not simply on a bank rejection.
What are your eligibility criteria for an alternative loan?
Unlike banks, we look beyond your credit history or traditional pay stubs. We focus on the property's value, available equity, and your overall ability to repay the loan. Each application undergoes a personalized, human analysis.
I am self-employed or an entrepreneur. Can I get a mortgage?
Yes, that's one of our specialties. We know how to structure and present your non-traditional income (dividends, retained earnings, etc.) appropriately to convince lenders who understand your business reality.
What is the impact of the file analysis on my credit score?
None. Our initial eligibility check takes less than 10 minutes, with no obligation and no impact on your credit score. We first analyze your situation to offer you the best financing options.
What types of properties and projects do you finance?
We finance the purchase of primary residences, cottages, condos, small plexes, and refinancing for debt consolidations, and the purchase and refinancing of small plexes with 2 to 12 units.
Who are your lenders?
Major Canadian banks, alternative lenders, private lenders – we have access to lenders regardless of our clients' financial profiles.
What are your business hours?
Our business hours are:
- Monday to Friday: 9:00 AM – 7:00 PM
- Saturday: 9:00 AM – 1:00 PM
- Closed on Sunday